Rules / BR-61 · Markdown

BR-61

EN 16931-1 layer: en16931

Checked against Peppol BIS Billing 3.0 2026.5

What does BR-61 mean? If the Payment means type code (BT-81) means SEPA credit transfer, Local credit transfer or Non-SEPA international credit transfer, the Payment account identifier (BT-84) shall be present.

Why did my invoice fail BR-61?

When the Payment means type code (BT-81) indicates a credit transfer (SEPA credit transfer code 58, general/local credit transfer 30, or non-SEPA international transfer), the Payment account identifier (BT-84) — the receiving IBAN or account number — must be provided. Without it the buyer has no account to transfer funds to, so the rule guards payment usability.

Official rule text

If the Payment means type code (BT-81) means SEPA credit transfer, Local credit transfer or Non-SEPA international credit transfer, the Payment account identifier (BT-84) shall be present.

Common causes

• cac:PaymentMeans/cbc:PaymentMeansCode is 30/58 but cac:PayeeFinancialAccount/cbc:ID (the IBAN) is missing or empty.
• The account was put in a PayerFinancialAccount or in remittance text instead of PayeeFinancialAccount/ID.
• A payment means block was generated for a credit-transfer code even though the actual payment data (bank account) was not available.

How do I fix it?

Under the matching cac:PaymentMeans add: <cac:PayeeFinancialAccount><cbc:ID>DE89370400440532013000</cbc:ID></cac:PayeeFinancialAccount>.

Related rules

BR-01 · BR-02 · BR-03 · BR-04 · BR-05 · BR-06 · BR-07 · BR-08