# UBL-SR-27

> Payment means text shall occur maximum once

Checked against Peppol BIS Billing 3.0 2026.5

Canonical: https://einvoicecheck.eu/rules/ubl-sr-27

## Official rule text

Payment means text shall occur maximum once

## Why did my invoice fail UBL-SR-27?

The Payment means text (BT-82), in cac:PaymentMeans/cbc:PaymentMeansCode/@name (the human-readable label of the payment means), may be given at most once. EN 16931 pairs the single payment means code (BT-81) with at most one descriptive text.

## Common causes

- Multiple cac:PaymentMeans elements each define a name attribute on PaymentMeansCode.
- A separate free-text note element is mistakenly added in addition to the PaymentMeansCode name.
- The payment means description is duplicated across code and note fields.

## How do I fix it?

```
State it once on the code: <cbc:PaymentMeansCode name="Credit transfer">30</cbc:PaymentMeansCode> and ensure no other PaymentMeans supplies a second payment means text.
```